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Producer Financing

ULTI Financing Program Powered by AgQuest Financial

Looking for a producer financing solution that’s designed for your farm’s growth? That’s what the ULTI Financing Program from Farmward Cooperative offers. It gives you the funds you need to secure ag and energy related expenses. It’s fast, affordable, and convenient.

Flexible Financing with Real Benefits

Choose the financing structure that works best for your farm. Our producer financing program offers competitive rates and support from a team who fully understands the demands of Minnesota agriculture.

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    Streamlined Online Application for loans up to $1 Million

    Complete in 5–10 minutes with instant credit decisions.

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    Unsecured Input Loans (AgQuest Direct)

    Up to $500,000 available for Farmward purchases—application only, no collateral needed. Maturity: January 15, 2027

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    Secured Operating Loans (AgQuest Complete)

    Loans exceeding $1 million require additional financial documentation. Maturity: January 31, 2027

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    Same-Day Funding

    Sign electronically via DocuSign for fast, direct disbursement.· 

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    Supplement Cash Flow

    With same-day funding and instant credit decisions, farmers have immediate access to capital and can act quickly on input purchases and operational needs—without waiting on traditional loan approvals.

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    Flexible Loan Structures

    Multi-year and evergreen agreements reduce paperwork, allowing farmers to plan across crop years without reapplying annually.

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    Competitive Rates

    Attractive interest rates designed to support your bottom line.

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    Digital Convenience

    24/7 access via AQ Connect lets farmers manage loans, track disbursements, and upload documents anytime, streamlining financial oversight.

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    No Fees

    Transparent financing with zero hidden costs.

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The ULTI Financing Program

Our ULTI financing program offers terms that match your cash flow cycle and operational goals. We make the process straightforward for any user, whether you’re securing next season’s inputs or covering short-term needs.

Fertilizer

  • Secured: 6.25% variable until maturity of 1/31/27
  • Unsecured: 7.00% variable until maturity of 1/15/27

Crop Protection

  • Secured: 6.25% variable until maturity of 1/31/27
  • Unsecured: 7.00% variable rate until maturity of 1/15/27

Seed

  • Secured: 6.25% variable rate until maturity of 1/31/27
  • Unsecured: 7.00% variable rate until maturity of 1/15/27

Energy Prepay Products

  • 0.00% Fixed rate until May 1, 2026
    • After 5/01/2026, variable standard rate will apply until maturity: 01/15/2027
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Already have a 2026 loan with AgQuest? No need to reapply, just advance funds as needed.

Producer Financing Made Simple

We keep the process simple and transparent when it comes to producer financing. You can get the funds you need in three easy steps.
Not computer savvy or don’t feel comfortable applying online? We also provide paper applications.

Apply Online

Submit your application within minutes.

Sign Electronically

Complete paperwork quickly with DocuSign®.

Access Funds

Use your financing immediately for purchases.

Farmward Relationship Managers

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David Link

Relationship Manager
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Ryan Hoffmann

Relationship Manager
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David Luepke

Relationship Manager
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2026 energy ultifinance program

Ulti Financing Program

Not computer-savvy or don’t feel comfortable applying online? No worries! Paper or electronic applications are available by contacting your Farmward Account Manager or your AgQuest Relationship Manager.

If you have questions or would like more information, reach out to one of our relationship managers today!

Energy Ulti Financing Program

Not computer-savvy or don’t feel comfortable applying online? No worries! Paper or electronic applications are available by contacting your Farmward Account Manager or your AgQuest Relationship Manager.

If you have questions or would like more information, reach out to one of our relationship managers today!

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FAQ / Producer Financing

How fast can I get funding?
Can I combine grain sales with my financing plan?
Can I finance multiple input types?
Do I need to apply if I already have a loan with AgQuest®?
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Start Your Financial

Plan Today

Your farm deserves financial tools that work with your goals. Whether it’s input financing or comprehensive coverage, Farmward Cooperative is here to help you move forward.

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